Self Employed Home loan |Home Loans Eligibility for Self-Employed
Home Loans for the Self-Employed

Home Loans for the Self-Employed

Get a home loan easily and quickly without income proof.

Why is an HomeFirst home loan good option for you?

  • No income proof required
    Self-employed or informal salaried We don’t require income proof to sanction a loan.
  • Technology put to good use

    Our loan process is entirely paperless, with even the documents being uploaded via scans to our system. Track your loans, through customer mobile application ‘HomeFirst Customer Portal’. We have a dedicated mobile application for many functions, including accessing their loan statements, prepaying loans without any prepayment charges and raising service requests.

  • Auto-Prepay
    This feature facilitates pre-payments in addition to EMI with no pre-payment charge for existing customers.

View all our features

Apply for Home Loans for the Self-Employed


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Interest Rates

Floating One-time Processing Fee
Minimum Maximum
8.00% 18.00% Rs 11,990 to Rs 23,990 + GST*

Additional fees such as stamp duty, e-filing charges, CERSAI filing charges, and other statutory dues applicable on the Memorandum of Equitable Mortgage may vary depending on the location, and will be charged in addition to processing fees.

*GST @ 18.00%


Loans are available to all self-employed individuals with a steady source of income. Find your eligibility with our handy calculator.

Calculate my eligibility
Home Loan Eligibility


It is every person's dream to have their own home. HFFC helped me realise mine.
Get a home loan which values your time.